The New Improved Option ARM!
The Option ARM program allows a maximum amount of flexibility for borrowers that wish to manage their cash flow, and offers minimum payment rates as low as 2.5%
The Option ARM allows you to select from four payment options each month: minimum payment, interest only payment, 30 year amortized payment, and 15 year amortized payment.
These programs have the potential for negative amortization and should be understood fully. Negative amortization programs are not suitable for all borrowers!
| Stated income available to 80% with NO score requirements |
| Stated income / stated asset to 75% with NO score requirements |
| Fixed rate conversion features on most programs |
| Property Types SFR, 1-4 units, and Condos. |
| Maximum Loan Amount: $3,000,000 |
| Minimum Loan Amount: $50,000 |
| Foreign nationals to 75% LTV. No verification of income or employment |
| No credit. No problem. No credit equals good credit! |